Bank Statement Converter
Convert PDF bank statements to Excel, CSV, QuickBooks (.qbo) and Xero — with every number verified against the statement's own printed balances, so a misread digit is flagged instead of quietly landing in your books. Free for 25 pages a month.
Have a CSV or Excel export instead of a PDF? Use the free CSV to QBO converter — it turns spreadsheets into .qbo, .qfx and OFX files right in your browser.
Drop PDF bank statements here
or click to choose files — a whole folder of statements at once is fine. Nothing is kept after conversion.
Verified, not just converted
Every statement is reconciled: opening balance plus transactions must equal the closing balance, and each row is checked against the printed running balance. If the math doesn't close, we flag the exact rows instead of handing you silent errors.
Lands in QuickBooks correctly
Export QuickBooks-ready CSV (3- or 4-column, auto-split at the 1,000-row import limit), .qbo Web Connect, OFX for Xero, or clean Excel. Date formats and amount formatting match what each importer actually accepts.
Your data isn't stored
Statements are processed in memory and nothing is kept — large scans pass through private temporary storage for seconds and are deleted as soon as they're read.
Bank statement to Excel: what the file looks like
Choose Excel (.xlsx) and the workbook comes back with two sheets. Transactions has one row per transaction — money in is positive, money out is negative — stored as number cells, so SUM, filters and pivot tables work without re-typing anything. Summary shows the bank, the masked account number, the statement period, the opening and closing balances, and the reconciliation result.
| Date | Description | Amount | Balance | Flags |
|---|---|---|---|---|
| 2026-03-02 | ACH DEPOSIT PAYROLL | 2,450.00 | 3,812.40 | |
| 2026-03-03 | CARD PURCHASE OFFICE DEPOT #1123 | -86.19 | 3,726.21 | |
| 2026-03-05 | CHECK 1042 | -600.00 | 3,126.21 | |
| 2026-03-06 | ONLINE TRANSFER TO SAVINGS | -500.00 | 2,626.21 | |
| 2026-03-09 | CARD PURCHASE SHELL OIL | -48.20 | 2,587.01 | balance-mismatch |
The shaded row is the point of the check: 2,626.21 − 48.20 is 2,578.01, not the 2,587.01 on the page, so one of those two numbers was misread. A plain PDF-to-Excel conversion would hand you that row silently; here it's flagged in the file and in the converter, where you can fix it against the PDF before downloading.
How it works
Upload the PDF
Drop your PDF bank statement onto the converter.
Check the reconciliation
Confirm the statement reconciles against its printed opening and closing balances, and fix any flagged rows inline.
Download your format
Export as Excel, CSV, QuickBooks CSV, .qbo, OFX or Xero CSV.
Questions people ask
- What is a bank statement converter?
- A tool that reads a PDF bank statement and turns its transactions into a structured file — Excel, CSV, or an accounting-software import format like QBO or OFX. It exists because banks only let you download machine-readable data for the last 90 days to two years, while the PDFs stay available for far longer.
- How do I convert a bank statement to Excel?
- Drop the PDF onto the converter above and choose Excel (.xlsx). You get a workbook with two sheets: Transactions, with the date, description, amount and running balance of every transaction — amounts as real number cells you can sum, filter and pivot — and Summary, with the bank, the statement period, the opening and closing balances and whether the statement reconciled. Rows that failed the balance check are shaded so you can find them.
- Can Excel open a PDF bank statement by itself?
- Excel for Microsoft 365 on Windows can pull tables out of a PDF under Data → Get Data → From File → From PDF. On bank statements it usually returns each page as a separate table, splits descriptions that wrap onto a second line, and leaves amounts with CR/DR markers as text — and nothing checks that the rows add up to the closing balance. It's workable for a clean one-page statement; for anything longer, a converter saves the cleanup.
- Should I convert my bank statement to Excel or CSV?
- Excel when a person is going to work with the numbers — reconciling, reviewing, building a schedule for a lender. CSV when the file is going into another program. If that program is QuickBooks or Xero, pick their specific CSV layout rather than generic CSV, because both importers reject columns they don't expect.
- Is this bank statement converter free?
- Yes, for 25 pages a month, permanently — not a trial. Every export format and the reconciliation check are included on the free tier. Paid plans exist for people converting hundreds of pages a month.
- Is it safe to upload a bank statement?
- Here, your file is processed in memory and nothing is kept — there is no stored copy to leak or delete. (Files over 4 MB pass through private temporary storage and are deleted the moment they're read.) The security page explains exactly what happens to the file, including the one step that sends scanned pages to an extraction model and how to switch it off.
- How accurate is it?
- Accuracy you can check rather than a percentage you have to trust: every conversion is reconciled against the statement's own printed balances, and any statement whose math doesn't close is returned marked "review required" with the failing rows highlighted. A converter that quietly gets one digit wrong is worse than one that tells you it struggled.
- Which formats can I export?
- Excel (.xlsx), generic CSV, QuickBooks 3-column and 4-column CSV, QuickBooks Web Connect (.qbo), Quicken (.qfx), OFX, and Xero CSV in both US and day-first date formats.
- Can it read scanned statements?
- Yes. Statements with a text layer are parsed deterministically; scans and photographed pages go through vision extraction and then face the same balance reconciliation as everything else.
- How many pages can I convert at once?
- Up to 120 pages in a single upload — enough for a multi-year cleanup in one file. Larger jobs are better split into a few uploads.
Related guides
- How to pick a bank statement converter (a working method)
Every tool claims 99% accuracy. A test you can run yourself in twenty minutes, and the billing and format questions that actually separate the tools.
- Free bank reconciliation template (Excel), with a worked example
For one bank account: deposits in transit, outstanding checks, a tick-off sheet for the statement, a worked example, and how to trace a difference.
- Free account reconciliation template (Excel): GL, balance sheet and clearing accounts
One working paper for any balance sheet account: ledger vs support, aged reconciling items, sign-off, and step-by-step clearing-account reconciliation.
- Bank statement OCR: convert scanned statements to Excel, CSV or QBO
How to convert a scanned bank statement, and why checking against the printed balances matters more than any OCR accuracy figure.
- Convert a credit card statement to Excel or CSV
Convert the PDF, then set the sign convention so charges don't import as deposits, and check the statement's period totals.
- Converting a combined checking + savings statement
Statements that carry several accounts in one PDF break most converters. How to get one clean, reconciled file per account.
Switching from another converter? Read the DocuClipper, MoneyThumb and ProperSoft comparisons, or how to cancel DocuClipper before it renews.
Going straight into QuickBooks? Use the PDF to QBO converter or the CSV to QBO converter. See pricing and what happens to your file.